The key to getting the best offer on an impaired risk case is providing us with the most complete information. It is your client’s best interest to present as complete a picture as possible up, front to facilitate the underwriting process.

At BPS, we have several outlets for your tough cases and can provide competitive offers.

Call or email us the with you challenging cases – we can help! You can fill out an underwriting questionnaire online, email us with the pertinent information or give us a call . In order for us to be able to give you the most accurate quote you need to have obtained the following information from your client:

• Name of condition
• Date of diagnosis
• What treatment was received and when
• All current medications
• History of prior application(s) for insurance

(If you have medical records, we are able to review these with our underwriters.)